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About Us

Ideal Credit Union (formerly Postal Credit Union) is committed to quality service.  We take pride in providing our members with financial solutions they can trust and take ownership for each member experience.

History and Information

  • Ideal is a member-owned, full service financial cooperative founded in 1926 in St. Paul, Minnesota
  • Official name: St. Paul Postal Employees Credit Union; d.b.a. Ideal Credit Union
  • Ideal is the ninth largest credit union in Minnesota with a total membership of 45,555
  • Office locations - Woodbury (corporate headquarters), Eagan, Hugo, North St. Paul, and West St. Paul
  • Charter designation - State chartered
  • Field of Membership – Community Charter serving Anoka, Chisago, Dakota, Hennepin, Ramsey & Washington counties
  • Governed by volunteer board of directors, elected by PCU member-owners
  • Federally insured by the National Credit Union Administration (NCUA)


Ideal Credit Union
2401 N. McKnight Rd, North St. Paul, MN  55109
Direct:  (651) 747-4663
Toll Free:  (800) 247-0857 Ext. 4663
Fax:  (651) 747-1818
Copyright © 2018 Ideal Credit Union
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