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Mortgage Rates
Enter your desired loan amount below to calculate an estimated monthly payment based on our current rates.

The payments listed below do not include amounts for taxes and insurance premiums, if these amounts are required to be apart of your monthly payment the actual payment obligation will be higher.

To learn more about these programs and many others, call us at 651-747-4663.

APR=Annual Percentage rate.
Loan Amount:      $

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Program Name Rate Points APR Payment  
 10 Yr. Simple (Conforming) 4.125% 0.00% 4.259% $0.00
5/1 ARM (Conforming) 3.875% 0.00% 4.496% $0.00
7/1 ARM (Conforming) 4.250% 0.00% 4.849% $0.00
15 Yr. Fixed (Conforming) 4.000% 0.00% 4.255% $0.00
30 Yr. Fixed (Conforming) 4.625% 0.00% 4.778% $0.00
30 Yr. Fixed (FHA) 4.625% 0.00% 5.770% $0.00
30 Yr. Fixed (VA) 4.625% 0.00% 4.931% $0.00
= Special Program
Rates are subject to change without notice.
Rates last updated on 04/19/2018.
Ideal Credit Union
2401 N. McKnight Rd, North St. Paul, MN  55109
Direct:  (651) 747-4663
Toll Free:  (800) 247-0857 Ext. 4663
Fax:  (651) 747-1818
homeloans@idealcu.com
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